HDFC Bank is one of the leading banks in India, and it offers a variety of savings accounts, including zero balance accounts. A zero balance account is a type of savings account where you do not need to maintain a minimum balance. This type of account is ideal for people who are new to banking or who have low incomes.
Opening a zero balance account in HDFC Bank online is a simple process. You can open an account in just a few minutes using your Aadhaar card and PAN card.
Steps to Open a Zero Balance Account in HDFC Bank Online
- Visit the HDFC Bank website.
- Go to the ‘Accounts’ section and click on ‘Saving Accounts’.
- Click on the ‘Basic Savings Bank Deposit Account (BSBDA) Small Account’.
- Click on the ‘Open Account’ button.
- Enter your Aadhaar card number and PAN card number.
- Enter your personal details, such as your name, date of birth, and address.
- Create a username and password.
- Review and submit your application.
Once you have submitted your application, you will receive a confirmation message. Your account will be activated within a few working days.
Benefits of Opening a Zero Balance Account in HDFC Bank
There are a number of benefits to opening a zero balance account in HDFC Bank, including:
- No minimum balance requirement. You do not need to maintain a minimum balance in your account.
- Free RuPay debit card. You will receive a free RuPay debit card with your account. You can use your debit card to withdraw cash from ATMs and make purchases at stores.
- Net banking and mobile banking facilities. You will have access to net banking and mobile banking facilities with your account. This will allow you to check your account balance, transfer money, and pay bills online.
- Free passbook facility. You will receive a free passbook with your account. You can use your passbook to track your account transactions.
Eligibility Criteria for Opening a Zero Balance Account in HDFC Bank
To open a zero balance account in HDFC Bank, you must meet the following eligibility criteria:
- You must be a resident of India.
- You must be at least 18 years old.
- You must have a valid Aadhaar card and PAN card.
Documents Required to Open a Zero Balance Account in HDFC Bank
To open a zero balance account in HDFC Bank, you will need the following documents:
- Aadhaar card
- PAN card
How to Activate Your Zero Balance Account in HDFC Bank
Once your zero balance account in HDFC Bank is activated, you will receive a confirmation message. You can then activate your account by visiting any HDFC Bank branch.
To activate your account at a branch, you will need to carry the following documents:
- Aadhaar card
- PAN card
- Account number
Conclusion
Opening a zero balance account in HDFC Bank online is a simple and convenient process. You can open an account in just a few minutes using your Aadhaar card and PAN card. A zero balance account is ideal for people who are new to banking or who have low incomes.
